would advise you to not bring loads of cash when you are traveling abroad.
Using a credit card is more convenient. Unless the country usually have stores
that only accept cash, it is best to bring your credit card with you. The only
problem is that you could end up with lots of problems when you lose the card
or someone stole it from you. These are some safety tips you need to observe
when deciding to use
your credit card overseas.
Make sure that
your bank knows when you are traveling and where. Sometimes, they need to
activate the use of the card overseas. Otherwise, you will be surprised that
gets rejected. It is also for safety purposes.
one or two cards
You do not need
to bring all your cards. Some of them are valid when used with several establishments.
When you have lots of cards, you are increasing your responsibility, and you do
not want that to happen. Imagine if you brought your wallet containing all the
credit cards and you lost the
wallet. It would be a nightmare.
Use debit card for withdrawals and credit card for purchases
If you decide to
bring both debit and credit cards, you need to be smart in using them. You need
to use the debit card only for withdrawals. For instance, if the place you
visited only accepts cash, you have no choice but to use the debit card to
withdraw money from a nearby ATM. Credit card withdrawals come with terrible
interest rates. However, if you are purchasing items, you need to use a credit
card. With debit card purchases, the money is automatically deducted from the
account. If there are fraudulent activities or items you wish to return, you
have no choice but to let go. With credit cards, you can ask your bank to
Call the credit
card provider right away for lost cards
You need to
action if you lost your cards. Ask the bank to cancel the card and
have it replaced when you arrive back home. Do not worry about the replacement
since it is an easy process. You would rather have it than have someone else
use the card while you end up paying for their purchases.
Do not trust
You might find
someone who is suddenly willing to help you when you have problem with your
credit card or any other transaction. As tempting as it is to receive help from
the locals, you need to say no. You cannot let anyone handle your account.
your valuables close
Wherever you go,
you need to bring your valuables with you. Do not leave your credit card in the
hotel room as someone might sneak in and steal it. When you want to put it in
your wallet, you have to keep your wallet with you all the time.
nothing wrong will happen on your trip and you will head back home without
and featured image from https://www.creditcards.com/credit-card-news/video-cards-cash-travel-abroad.php
image from https://blog.tugo.com/en/blog/using-credit-cards-abroad-safety-tips-you-cant-afford-to-miss/